19 Best Stripe Alternatives in 2026

Updated: March 7, 202619 alternatives reviewed

Stripe is a popular accounting & finance tool, but it is not the only option. Whether you are looking for better pricing, more features, or a different approach, these alternatives offer compelling reasons to switch. We evaluated each tool on ease of use, features, pricing, and integration depth.

#1
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GustoTOP PICK

Full-service payroll, benefits, and HR platform for small and medium businesses.

โ˜…โ˜…โ˜…โ˜…โ˜…4.6
From $40/mo + $6/user300K+ orgs users
#2
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Toggl TrackFREE PLAN

Simple time tracking tool for teams with powerful reporting and integrations.

โ˜…โ˜…โ˜…โ˜…โ˜…4.6
From $9/user/mo5M+ users
#3
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FreshBooks

Simple invoicing and accounting for freelancers and small service businesses.

โ˜…โ˜…โ˜…โ˜…โ˜…4.5
From $17/mo30M+ users
#4
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Zoho BooksFREE PLAN

Affordable online accounting with GST, invoicing, and workflow automation.

โ˜…โ˜…โ˜…โ˜…โ˜…4.5
From $15/mo5M+ users
#5
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BrexFREE PLAN

Corporate card and spend management platform built for startups and enterprises.

โ˜…โ˜…โ˜…โ˜…โ˜…4.5
From $12/user/mo30K+ orgs users
#6
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Bonsai

All-in-one freelancer toolkit with invoicing, contracts, proposals, and accounting.

โ˜…โ˜…โ˜…โ˜…โ˜…4.5
From $21/mo500K+ users
#7
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HarvestFREE PLAN

Time tracking and invoicing software for teams and freelancers billing by the hour.

โ˜…โ˜…โ˜…โ˜…โ˜…4.5
From $10.80/user/mo70K+ orgs users
#8
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QuickBooks Online

Leading small business accounting software with invoicing and payroll.

โ˜…โ˜…โ˜…โ˜…โ˜…4.4
From $30/mo7M+ users
#9
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Xero

Cloud accounting software for small businesses with bank reconciliation.

โ˜…โ˜…โ˜…โ˜…โ˜…4.4
From $15/mo3.5M+ orgs users
#10
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WaveFREE PLAN

Free accounting, invoicing, and receipt scanning for small businesses.

โ˜…โ˜…โ˜…โ˜…โ˜…4.4
From $8/mo (payroll)2M+ users
#11
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ExpensifyFREE PLAN

Expense management and receipt scanning with automatic approvals and reimbursements.

โ˜…โ˜…โ˜…โ˜…โ˜…4.4
From $5/user/mo12M+ users
#12
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ZipBooksFREE PLAN

Free accounting and bookkeeping software with intelligent tagging and insights.

โ˜…โ˜…โ˜…โ˜…โ˜…4.4
From $15/mo100K+ users
#13
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HurdlrFREE PLAN

Real-time expense tracking and tax calculation app for freelancers and gig workers.

โ˜…โ˜…โ˜…โ˜…โ˜…4.4
From $8.34/mo100K+ users
#14
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Sage Intacct

Enterprise cloud ERP and financial management for growing mid-market companies.

โ˜…โ˜…โ˜…โ˜…โ˜…4.3
From Custom pricing21K+ orgs users
#15
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Kashoo

Simple cloud accounting for small business owners who are not accountants.

โ˜…โ˜…โ˜…โ˜…โ˜…4.3
From $27/mo30K+ users
#16
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Manager.ioFREE PLAN

Free desktop accounting software with cloud and server editions available.

โ˜…โ˜…โ˜…โ˜…โ˜…4.3
From $49/yr (cloud)200K+ users
#17
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AkauntingFREE PLAN

Free open-source online accounting software for small businesses and freelancers.

โ˜…โ˜…โ˜…โ˜…โ˜…4.2
From Free500K+ users
#18
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GnuCashFREE PLAN

Free open-source financial accounting software for personal and small business use.

โ˜…โ˜…โ˜…โ˜…โ˜…4.1
From Free2M+ users
#19
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NetSuite

Enterprise ERP and financial management for mid-market and enterprise companies.

โ˜…โ˜…โ˜…โ˜…โ˜…4
From Custom pricing37K+ orgs users